Verified deep dive · Payments

Razorpay

Run the agent live Report a change

6 minTime to key

NoNo-human path

5Human gates

7/10Onboarding score

Email verificationKYC / business checkMandatory 2FAManual reviewPhone OTP

Fastest path to a key

Phone OTP
dashboard.razorpay.com signup: email or 10-digit Indian phone + password
Phone OTP
enter OTP sent to email/phone
select business type, enter full name (basic details)
switch Dashboard to Test Mode
Account & Settings > API Keys > Generate Key (download key_id + key_secret; secret shown once)
KYC / business check
live keys: complete KYC (CKYC instant since 2026-01-01 or Video KYC/doc upload) and website verification (up to 3 working days)
Working API key

Biggest gap

No CLI/device login or scoped keys; key secret is shown once and regenerating needs a mobile OTP, so an agent can't rotate or mint keys on its own.

Worth copying

A dedicated machine-readable docs tree (/docs/build/llm-docs/*.md) with an explicit instructions-for-agents block inside llms.txt.

Sources (8) · checked 2026-10-11

95Readiness score / 100

L4 Agent-nativeBeats 99% of 1,846 companies

Access20/20

Context20/20

Interfaces32/32

Onboarding16/19

Trust7/9

llms.txt · root

MCP · https://mcp.razorpay.com/mcp

OpenAPI · https://razorpay.com/openapi.json

Biggest gains

+3 Free tier or test mode. Offer free credits or a sandbox so an agent can verify an integration before payment.
+2 security.txt. Publish /.well-known/security.txt with a contact.

All 20 checks

PASSAgents get the real page, not a bot wall10
PASSrobots.txt lets user-triggered agents in6
PASSContent is server-rendered4
PASSllms.txt exists8
PASSllms-full.txt exists3
PASSDocs available as markdown6
PASSSitemap2
PASSStructured metadata1
PASSPublic developer docs4
PASSMachine-readable API spec8
PASSRemote MCP server for the product12
PASSDocs MCP or searchable docs4
PASSSDKs and a CLI4
PASSOAuth discovery metadata5
PASSAgents can self-register OAuth clients6
PASSSelf-serve API keys5
FAILFree tier or test mode3
PASSAgent manifests4
FAILsecurity.txt2
PASSPublic status page3

Your fix pack: 3 changes, up to +5 points

Each change is ready to paste, filled in for razorpay.com, with a command to check it worked. Or hand the whole list to your coding agent.

An agent needs to make one successful call to prove an integration works. A card wall before that call ends the attempt.

Where: Pricing page and signup flow

- Give every new account free test credits or a sandbox mode with test keys (no card).
- Say so in plain words on https://razorpay.com/pricing and in llms.txt: "Free tier: N calls/month, no card required".
- Move card, KYC and business verification to go-live, not to the first call.

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